Commercial Analysis Account
For the business that means business

CapitalSouth Bank commercial analysis account is designed to accommodate a wide range of needs for the growing and established business.

• Unlimited check writing or items deposited.
• Low monthly maintenance fee.
• Low per item cost.
• Credit for funds on deposit to help offset or eliminate monthly charges and item processing fees.
• Treasury Management Services Available

Features/Fees

$100 minimum opening deposit

$11 monthly service charge which can be offset by balance maintenance

Per-item fees charged only for services used.

$0.16 checks written on us

$0.35 per deposit

$0.11 per deposited item (local)

$0.11 per posted transit item (non-local)

Earnings credit earned on monthly average positive collected balances. The earnings credit rate is subject to change.

All or a portion of the monthly service charges may be offset by balances. If the earnings credit exceeds the fees for any period, the fees will not be assessed, but the excess earnings credit will not be paid.

The earnings credit will be calculated by applying the periodic earnings credit rate to the average positive collected balance.

The rate is calculated by: (Average Positive Collected Balance-Reserve Requirement) * ECR * # days in month/# of days in year.

A negative balance charge of Prime + 2% will be charged, but also may be offset by the earnings credit.

Treasury Management services available.