Five years ago CapitalSouth Bank recognized an opportunity to form a department to specialize in owner-occupied commercial real estate financing. Many business owners do not have time to search for financial products in the marketplace that fit the needs of their business. Business Capital Group, through its lending partners, provides a knowledgeable and experienced staff to assist the business owner with the following:

• Purchase of a new building - expansion or relocation
• Renovation/Construction of a new building - expansion or relocation
• Refinance of the existing facility - seeking better terms, improved cash flow or cash out for business expansion

We have offices in Birmingham, AL; Atlanta, GA; and Jacksonville, FL. Our primary market is in the Southeast but we can, and have done, deals all over the country. We are able to offer the business owner the following, which are uncommon in today 's conventional bank market:

• Long-term financing (up to 25 years)
• Long-term fixed rates (up to 25 years)
• Floating rates based on a wide-range of indexes
• Low equity injection (as low as 10%)
• Knowledgeable and experienced staff

What is Owner Occupied Property?
SBA 504 Loan Program Information
Items needed for SBA 504 Loan Request
Frequently Asked Questions- SBA 504 Loan Program

For more information, contact us.